Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
Welcome to PaydayLoanChips

Apply to Borrow $100 to $25,000*

  • Apply For $ 50 – $ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit

A better way to meet your financial needs. Apply now and get the cash assistance that you need in as fast as 15 minutes.

Why Choose
Payday Loans?

The fastest way to get the funds you need. Apply for a loan online and get the cash assistance fund you deserve. It is a simple, convenient, and straightforward solution for your financial problem. Why settle for less, when you can have the best.

How Will My Application Work?

Secure Online Process

Don’t worry about sending your information online. Our platform is guaranteed to keep your profile safe over the internet. So you can make transactions with utmost privacy and confidentiality.

24/7 Online Access

Enjoy instant access to our lending platform anywhere you want, anytime you need. We are available 24 hours a day, 7 days a week. It’s simple, convenient, and easy-to-use.

Credit Problems?

Getting a bad credit loan can be really difficult. Not anymore. We provide cash assistance regardless of your credit line. Your credit problem is no longer a problem when you apply with us.

Reliable Cash Assistance

Need cash instantly? Got rejected because of your bad credit? We know exactly what you’re looking for.

We have a great news for you! You can apply for a cash assistance fund even with your credit situation. Our platform ensures that you are eligible regardless of your credit standing. The application process is incredibly safe and convenient. Interested? Apply now!

Fast and Easy Process

Getting a loan using the old and traditional way of lending can be stressful. Not only that you have to fall in line for hours to get an approval makes things worse. But not anymore.

We provide a simple, straightforward solution to your financial needs. All you have to do is to fill out an online form and provide your information. In just a few minutes, you’ll get a result of your application without spending more time. Amazing isn’t it! Try it now and see for yourself!

How Do I Apply?

What are Unsecured Loans?

Unsecured loans has been in the money industry providing immediate cash assistance. It is a reliable source of funds that requires no complicated process.

Unlike secured business instant cash loans, unsecured loans such as payday loans can be acquired easily. The application process takes less than a day, so it makes a good emergency cash fund whenever you need it. However, since unsecured loans are extra risky to lenders due to its lack of security deposit, they take it on interest rates. So it is important to consider your goals carefully before applying for such loan.

What Are Payday Loans?

Payday loans are often referred to as cash advances, pay advances, quick cash, and more. This type of loan is extremely helpful during emergencies. The funds you have requested can be deposited to your account on the same day of application. So you won’t have to wait days to get the money. And like other unsecured loans, it requires no collateral. If you wish to know more about payday loans, reach out to us and we’ll give you more information.

What Are

This type of loan requires a guarantor to co-sign the loan agreement. Thus the word, guarantor loan. This is how it works. The guarantor inherits the responsibilities if in case the borrower fails to meet the terms of the repayment. That means, the guarantor takes over the payment and carries the debt. So it is highly recommended that the guarantor and the borrower must be closely related.

What Are

Logbook loans require a type of security deposit. The borrower pledges a particular vehicle and uses its value against the loan. The borrower may still use the vehicle while the loan is still active. However, the lender may seize the vehicle if the loan payment was not made.

All Credit Histories Considered

Unsecured Finance In The UK

Having bad or poor credit does not automatically make you bad at handling finances. There are situations that could prevent us from fulfilling our financial responsibilities. We believe that credit scores doesn’t define what we really are.

So we offer solutions that looks beyond credit lines. We make sure that you have the chance to acquire funds you need when you need it most. Apply now and get cash instantly!

Must I Have A

There’s no need for you to have a guarantor if you have a good credit line. Most lenders would be okay for you to apply for such loan as long as you have good credit. However, if your credit is bad or you currently don’t have a credit history, most lenders would require for you to provide a guarantor.

How Do I Apply?

To apply, you have to visit the lender’s site and complete an application form online. Provide all necessary details and send it back for processing. It would only take minutes to get the result of your application. You will receive a notification once everything has been settled. Once approved, the funds are deposited to your access instantly. It easy-to-use and convenient.

What's In It
For Us?

Having access to instant cash funds has its benefits. You don’t have to go to the banks and wait hours to get approved for a loan. It is incredibly easy and the process is straightforward. You also don’t have to provide any sort of documents just to get approved. Not only that, you can apply for a loan regardless of your credit status. You don’t have to worry about getting your application rejected because you miss a point on your credit score.

How Long Does It Take
To Get Paid Out?

You can receive the money you have requested in just a few minutes. The entire process won’t take more than an hour. As a matter of fact, you can have the application completed in as fast as 15 minutes, from start to finish. So whenever you’re stuck at someplace and you need cash fast, our services are just a few clicks away.

What Products Can You Help

Me With?

You can choose from a wide list of options. We offer payday loans, personal loans, short-term, guaranteed loans, guarantor loans, credit cards, auto loans, and more. We have everything in store for you. Looking for something else? Just let us know and we’ll get it for you.

What Happens If I Lie

On My Application?

Lying could cause serious consequences when found out. Once a lie is caught, the lender has full authority to reject your application entirely. You could also face criminal charges for other serious offenses like identity theft or document falsification. It is not recommended to lie on your loan application.

What Happens If I Miss


If you find having difficulties with paying your loan, let us know so that we can provide more convenient options for you. Failure to meet the terms of your repayment would result to serious consequences. It could affect your credit score severely and may also impose additional charges or late fees.

Interested? Let’s get you started!

If you’re ready to apply for a loan, just hit “Apply Now” and follow the instructions provided. If you wish to know more about our services and what other benefits you can take advantage of, reach out to us using the contact information we have provided.

Get the cash assistance you need, whenever you need it. Apply now!